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Olive oil has many known benefits, from the subtle taste it imparts to food to its status as a heart-healthy food. In recent months, due to weather-related shortages, the cost of olive oil has more than doubled. Given the rising prices, and the scarcity of it, you might be wondering when it’s OK to substitute in a…
On Thursday, the IRS released its annual adjustments for the 2024 tax year, which include changes to income tax brackets and a higher standard deduction. These shifts happen every year to account for “bracket creep,” which causes people to pay more in taxes due to inflation without actually earning more income.
Tax day 2024 is not until Mon, Apr 15, 2024, and also right around the corner. The luxury of time doesn’t mean you should wait until the last minute to figure out how you’re going to file your 2023 taxes—especially when you can save some money if you plan ahead.
Money is weird. Almost everyone in America thinks they’re middle class, which obviously can’t be true—but that underscores how broke most people are, even people who ostensibly make a good living. The fact is, 58% of Americans say they live paycheck to paycheck, which is bad, and 53% say they have exactly zero dollars…
AI Resume Builder is a job application tool that combines an AI resume writer with an ATS-friendly resume builder, and it’s on sale for $32.97 right now through November 9. This resume builder gives you access to pre-made layouts that can be edited with a drag-and-drop interface that includes customizable sections and…
The Department of the Treasury announced last week that the new rate for I bonds issued between November 2023 and April 2024 is 5.27%. This number includes a fixed rate of 1.30%. With inflation causing concerns for your investments across the board, U.S. savings bonds are considered a safe bet, since they’re fully…
Everyone knows that buying a home is expensive as heck—but the list of extra costs associated with buying a home can be shocking. Aside from closing costs, there are home inspections to pay for, lawyer fees—and possibly private mortgage insurance (PMI).
Good news for savers: The IRS announced yesterday that next year’s contribution limits for 401(k)s and other tax-advantaged retirement plans are being increased to account for inflation. Since it’s always a good idea to max out your retirement contributions, let’s take a look at what these new limits are for the 2024…
Welcome to Evil Week, our annual dive into all the slightly sketchy hacks we’d usually refrain from recommending. Want to weasel your way into free drinks, play elaborate mind games, or, er, launder some money? We’ve got all the info you need to be successfully unsavory.
Rosetta Stone is arguably the program that made at-home language-learning possible when it hit the market over 27 years ago—in its time, it’s been used by organizations ranging from NASA to Calvin Klein. It offers access to 24 available languages with concise lessons and speech-recognition technology for adjusting…
Last year, my advice was to ignore early Black Friday deals. This made sense at the time, given economic conditions—in 2022, many retailers were overstocked due to slower spending by consumers amid an inflation-battered year and retailers looking to offload their excess supply with gradually more aggressive deals as…
Curiosity Stream is a documentary streaming service with a large library of documentaries and docu-series. Normally, it costs $399 for a lifetime subscription to Curiosity Stream’s Standard Plan, but you can get it for $169.97 through Oct. 31.
Many finance-related goals can be at least partially automated. While I generally caution against leaning on AI in personal finance, most money-saving apps are essentially like robo-advisors. That is to say, they have their limitations, but they have some major upsides as well. For the most part, these apps are…
The keys to an inoffensive last-minute Halloween costume are simple: People need to be able to tell what you are, and it has to be something you can pull together quickly using what’s already lying around the house. Googling “last minute DIY costume” will serve you up a bunch of blog posts that assume you have sewing…
If you want to read but can’t find the time, Headway summarizes best-selling content into bite-sized reads or podcasts—and through Oct. 31, a lifetime subscription is on sale for $49.97 (reg. $299.95) with no coupon needed.
Bad news: Apple’s raising subscription prices. Apple Arcade is jumping from $4.99 to $6.99, News+ from $9.99 to $12.99, and Apple TV+ from $6.99 to $9.99. (Remember when the latter was $4.99?) If you subscribe yearly, Apple TV+ is going from $69 to $99.
Dollar Flight Club has a dedicated team that unearths deals on flights, mistake fares, and other opportunities to help members discover the best options for upcoming trips or impromptu vacations. From now until Oct. 31, members can get a lifetime subscription to a Premium plan for $39.97 or Premium Plus+ plan for…
Cash is king, even if the jury is still out on how much you should carry on you at any given moment. What’s not up for debate is how frustrating it is to walk up to an ATM and have to authorize a charge for $2 or $3 for the privilege of accessing your own money. Yes, you can go to one of your bank’s ATMs to avoid the…
Saving for retirement is a crucial part of everyone’s financial planning. I’ve recommended before that dividing your money into multiple accounts helps you see all your saving goals separately. A big part of that is taking advantage of retirement-specific accounts in order to invest in your future. So, how can…
I’ll admit it: I’ve gone through a partner’s phone to catch them being unfaithful. But while I scoured their texts for proof of infidelity, I didn’t think to also head on over to their banking apps for a different kind of cheating: financial infidelity. Now, I can’t endorse the sort of privacy violations that I’m…
You can get a lifetime subscription to the popular language learning app Babbel on sale for $149.97 right now (reg. $599) through October 23. Babbel offers personalized language courses across 14 languages (English, French, Spanish, German, Italian, Portuguese, Swedish, Turkish, Dutch, Polish, Indonesian, Norwegian,…
Robo-advisors have one key purpose: to simplify the investment process. These automated digital platforms use algorithms to provide investment advice, portfolio management, and other services with little to no human intervention. But are they right for your needs? They’re the ultimate “set it and forget it” strategy…
Each time you accept the privacy policies and terms of service on any app or website, there’s a chance some of your data is being sold. Information brokers, also known as data brokers, are organizations whose entire business model involves collecting your personal data and selling it to advertisers. This may include…
Everything is more expensive these days, and one of the most dramatic examples inflation is in the used car market, which has seen prices soar as much as 40% in just a few years. Where you could once reliably find an affordable beater that would get you to and from work for a while, that’s no longer the case.
You can integrate ChatGPT into your WordPress site with this plugin on sale for $59.99 right now (reg. $299). This plugin connects to your existing OpenAI account and doesn’t include paying for the Plus version of ChatGPT. It gets ChatGPT on the front-end of your website, the backend for admin, or both. You can use it…
Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization ratio. It also gives you more purchasing power and flexibility with your spending. But automatic credit limit increases aren’t automatic—you have to ask your…
Skoove Premium Piano Lessons teaches aspiring pianists to learn to play, and a lifetime subscription is on sale for $149.99 right now (reg. $300). Skoove offers piano lessons for all levels, from total beginner to more advanced, and is great for people with busy schedules. It uses AI to pick up on your current…
Google had a major unveiling event earlier this week, revealing the Pixel 8 and Pixel 8 Pro, along with the Pixel Watch 2 and new Pixel Buds. One of the biggest changes from the previous Pixel is the addition of new AI features on the Pixel 8, mainly manipulating images and audio with AI. But these improvements come…
This CompTIA certification course was designed to help people prepare for the CompTIA exams. It comes with 239 hours of content, and it’s on sale for $49.97 right now through October 15.
Have you experienced sticker shock at the gas pump recently? The average price of a gallon of gasoline is $3.78 across the country as of October 4, 2023, and it went as high as $5.02 a gallon in June, so it’s hard not to think, “Jesus, that much?” when filling your tank. But despite appearances fanned by self-serving…
Do you chronically put off mundane financial tasks like tracking expenses, paying bills, and filing taxes? Does even checking your bank account balance fill you with dread? If so, you may be a financial procrastinator.
It’s a universal rule of finance: If you’re seeking a short-term loan to cover an emergency expense, you’re not in a good place, financially speaking. But since most of us have very little savings in the bank, most of us aren’t in a good place financially. So when an emergency expense comes up, the only options are…
From the beginning, Raspberry Pi’s mission has been to offer capable computers to beginners and experts alike, at a remarkably affordable price. That doesn’t change with the company’s latest device. Yes, after years of processor shortages and supply chain disruption, the Raspberry 5 is nearly here, and you can…
Student loan bills are due once again after a pandemic hiatus (yes, even if the government shuts down). The Biden administration’s Saving on a Valuable Education (SAVE) Plan allows many borrowers to lower their monthly payments—some all the way to $0—but some people may also qualify for grants or loan forgiveness…
Plenty of people avoid the stock market out of fear, but learning how it works can help you make the right choices to mitigate your personal risk. If you’re looking to learn the “secrets” to investing before getting started, I’m sorry to report that there really aren’t any. Investing your money is one of the best ways…
This five-year subscription to OysterVPN is on sale for $30 right now (reg. $149). It has over 154 servers globally and offers privacy across five devices with no data cap. Connecting to one of the OysterVPN servers hides your location for privacy, and also allows access to region-locked streaming apps like Netflix,…
Even when the market isn’t hurting prospective buyers, closing on a home is always tricky. When you’re securing a home loan, there are a lot of decisions to make—and for a first-time homebuyer, paying points on a mortgage can be particularly confusing.
Do you constantly worry about not having enough money? Are you afraid to spend on things you want or need? This feeling of lack or limitation is known as a scarcity mindset, and it can seriously sabotage your finances. The good news is you can cultivate an abundance mindset instead: This involves focusing on all that…
A health savings account (HSA) is a smart way to store away extra cash, tax free, to pay for approved medical expenses. Essentially, it’s a personal savings account that can be used only for medical expenses. While the option to open an HSA is typically offered by your employer, you still have options even if you…
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